Terms of Service

1. Acceptance of terms

By accessing and using this website, you accept and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this website.

2. About this website

This website is operated by FIDIMED — Società Cooperativa di Garanzia Collettiva dei Fidi per Azioni, with registered office at Via Siracusa 1/E, 90141 Palermo, Italia. This website is provided as an informational resource about our cooperative, our services, and the credit guarantee services we offer to Italian small and medium-sized enterprises.

This website is strictly informational. It does not constitute an offer of financial services, a solicitation to enter into any agreement, or professional financial advice. Any decision to apply for membership or a credit guarantee must be made through direct contact with FIDIMED and subject to a separate written agreement.

3. Use of the website

You agree to use this website for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use and enjoyment of, this website by any third party. You must not:

• Use this website in any way that breaches applicable laws or regulations
• Attempt to gain unauthorised access to any part of the website, its systems, or data
• Introduce viruses, malware, or other harmful code
• Use automated tools to scrape, copy, or extract content without our prior written consent

4. Intellectual property

All content on this website, including text, graphics, logos, images, and design elements, is the property of FIDIMED or its licensors and is protected by intellectual property laws. You may view and download content for personal, non-commercial use. You must not reproduce, distribute, or commercially exploit any content without prior written permission.

5. Accuracy of information

We make reasonable efforts to ensure that the information on this website is accurate and up to date. However, we do not warrant that the content is complete, reliable, or current at all times. Information about our services may change without notice. For the most current and binding information regarding any service, please contact us directly.

6. External links

This website may contain links to external websites that are not operated by FIDIMED. We have no control over the content and practices of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Disclaimer of liability

To the fullest extent permitted by law, FIDIMED shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or any information contained on it. This includes, but is not limited to, losses arising from reliance on information published on this website.

8. Changes to these terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

9. Governing law

These Terms of Service are governed by the laws of Italy. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Palermo, Italy.

10. Contact

If you have questions about these Terms of Service, please contact us:

• By email: support@fidimed.com
• By phone: +39 091 341889
• By post: Via Siracusa 1/E, 90141 Palermo, Italia